Key Takeaways The Fair Debt Collection Practices Act (FDCPA) and the Texas Debt Collection Act protect you from harassment by debt collectors. Debt collectors cannot […]
Month: September 2024
Credit Card Debt
Do High Net Work Individuals Qualify For An OIC In Texas?
Key Takeaways High-net-worth individuals face specific challenges when applying for an Offer in Compromise (OIC). The IRS considers both income and assets in determining eligibility […]
Debt Relief
How To Write A Cease & Desist Letter To Debt Collectors In Texas
Key Takeaways A cease and desist letter requests that debt collectors stop contacting you. It is essential to include specific information such as your account […]
Debt Relief
Texas Debt Collection Practices Explained: What Can Collectors Do?
Key Takeaways Debt collectors in Texas must follow both federal and state laws, including the Fair Debt Collection Practices Act (FDCPA) and the Texas Debt […]
Debt Relief
San Antonio Large Debt Relief Solutions: Expert Help
Key Takeaways When your debt exceeds 43% of your income, it can severely impact your financial stability and limit your ability to secure new loans. […]
Debt Relief
Texas Debt Claim Case Has Been Filed Against Me: What Do I Do?
Key Takeaways Respond to the lawsuit promptly to avoid a default judgment. Gather all documents related to the debt to verify its validity. Check if […]
Credit Card Debt
Texas Statute of Limitations On Credit Card Debt
Key Takeaways The statute of limitations on credit card debt in Texas is 4 years. Once the statute of limitations expires, creditors cannot sue you […]
Credit Card Debt
Is A Luxury Lifestyle Possible When Managing Debt?
Key Takeaways Leading a luxurious lifestyle while dealing with debt is challenging, but it can be done with sound financial planning and disciplined spending. Understanding […]
Debt Relief
JG Wentworth vs Freedom Debt Relief: BBB Rating, Reviews, Pros & Cons
Key Takeaways JG Wentworth and Freedom Debt Relief both offer debt settlement services, but they differ in fees and types of debt settled. Both companies […]
Credit Card Debt, Debt Settlement
Texas Line of Credit Debt Settlement: Credit Card & Overdraft Expert Help
Key Takeaways Lines of credit typically have lower interest rates than credit cards and should be used for more significant expenses. Both lines of credit […]